Cheltenham Mortgage Advisers, Brokers & Protection Specialists
IMS - Insurance & Mortgage Services LtdCall us today to arrange a free consultation
As Mortgage Advisers, we provide the best Mortgage & Protection advice.
As Mortgage Brokers, we search the whole market to find you the best product.
Do you need a Residential Mortgage, Buy to Let, Help to Buy, Ltd Company Buy to Let, Shared Ownership or Portfolio product?
Our specialist and experienced Mortgage Advisers offer a bespoke Face to Face service to understand your needs. They then become Mortgage Broker and make personal recommendations from mortgage products across the whole of market.
We manage the whole process, so you don’t have to.
Residential Mortgages, homeowners, 1st time buyers and second property – our Mortgage Advisers know, and search, the whole market
Life Insurance, Critical Illness Cover, Income Protection or Family Income Benefit
Investment Property
Buy to Let, Limited Company BTL, Portfolio
Our Advisers will ensure you find the right product
Advisers
Nearly 100 Years Experience
Over 2000 Happy Clients
Matthew McBride
10:33 08 Aug 22
I've used Terry and IMS for my last 2 purchases - once as a First Time Buyer and again for a joint purchase with my... partner. Terry and the team have been amazing the entire way through the process, answering all of our questions and even entertaining our queries even when they were ridiculous!They made the entire process simple and smooth and took away all the stress and pressure of Mortgage applications.I've already recommended people to use IMS for their mortgages and will continue to do so. Thank you Terry and the Team at IMSread more
Natalie O'Connor
16:17 05 Aug 22
Great communication and support throughout the whole process. Gives really helpful advice and Terry is always on hand... to help us. Also, very friendly and approachable. Would definitely recommend.read more
Paige Gibbs
14:54 05 Aug 22
IMS are fantastic and I cannot recommend them enough. Terry is exceptional and the communication from beginning to end... is outstanding. We have bought and sold property with Terry and both times the process was smooth and stress free. I highly recommend IMS. Thank you for all your help and support with our mortgages over the years, we really appreciate it.read more
Ramona
16:23 23 May 22
Terry and IMS are worth their weight in gold! Terri has helped me (and quite a few of my friends) find the right... mortgage twice now and explained everything thoroughly, which is very important, especially as a first time buyer. Terri and the team are super approachable, kind, understanding and are always available to answer questions. I will always come back to IMS and highly recommend them to anyone considering buying a property.read more
Jen Day
19:57 08 May 22
Spencer was a pleasure to deal with, polite friendly and knowledgeable. I would highly recommended Spencer to help with... mortgage and remortgages. We look forward to working with him again in the future. 😊read more
Ollie Humphris
11:03 12 Apr 22
Outstanding service provided from start to finish. Very happy with our new mortgage.
Sharon Williams
10:04 12 Apr 22
Thank you Terry Broom for a excellent service,always responding quickly and helpful to my emails and phone calls. Also... finding us the best deal with our mortgage for our first home .read more
Paul Hughes
13:49 23 Mar 22
I used Jason as a first time buyer to get a mortgage after being referred by a friend. Jason was fantastic throughout... the process and made purchasing a property entirely stress free. Jason was available throughout the process to answer any questions and assist with any paperwork. I’d recommend Jason to anyone looking for a mortgage advisor and when the time comes to remortgage or move, he will be my first port of call.We used a solicitor recommended by Jason and the price was extremely competitive and was a very good recommendation.read more
Matthew Richards
11:01 25 Feb 22
Absolutely fantastic service as always. Would recommend to anyone who requires mortgage services. Many thanks to Terry... for all his helpread more
Georgie Mann
21:23 29 Jan 22
So happy we went with IMS. Terry was professional, friendly and very helpful. We got our mortgage sorted very quickly.... Thank you!read more
Anthony Smith
10:44 30 Dec 21
Ims are very professional in the way they look after their clients in every detail big or small Terry's so helpful and... always a phone call awayread more
Dawn Roberts
23:36 16 Dec 21
Extremely pleased with the service provided. Terry was very thorough and attentive to our needs. The process was fast... and efficient with excellent communication via email and face to face. We would definitely recommend IMS.read more
Sam Mills
12:05 13 Dec 21
Hello,Cannot recommend Terry enough. Professional and extremely responsive and does exactly what he says. No need to... ever use anyone else in the local area.Samread more
gokhan caner
09:38 11 Nov 21
Great service, quick turnaround, broad range of products and very professional. Highly recommend to anyone that is... looking for a new mortgage or any protection products!read more
Chris Billingham
08:38 25 Oct 21
We recently applied for a new mortgage with Terry following 3 previous re-mortgages. As ever Terry's flexible support... meant we had access to him at times to suit us. His communication and professionalism were excellent and I would happily recommend him as I have done to friends and family who have also been very happy with his service.read more
dilsha shah
22:17 13 Oct 21
Terry has helped me for several years and this last remortgage was a bit of a headache, just thanking you Terry for... your reassurance and helping in every aspect. Always professional and his help is always outstanding!! Thank youread more
Rich Draper
09:18 13 Oct 21
Great personal service. Always takes the time to review options and provides a balanced assessment based on our needs.... Responses are always timely, and Would thoroughly recommend them to others.read more
Ms B
21:31 09 Sep 21
Terry was an absolute star! Talked us through it all in simple terms and worked hard to get us the best deal! Thank you
Chantal Whitehouse
08:20 23 Aug 21
Terry was so amazing at sorting our fixed rate on our mortgage. As always everything was so easy with no hassle and... clearly explained - worry free. Definitely will be using the services in the future and highly recommend. Very professional and friendly, taking time to understand our needs.read more
Margarita Watkins
13:00 21 Aug 21
Terry at IMS has been our financial adviser since being first time buyers over 18 years ago. He has given us... invaluable advice from day one, securing the best mortgages and insurance policies. We cannot recommend Terry enough, he is an expert in his field, is friendly, approachable and really cares about getting the best quality products for his clients.read more
Justin
07:12 19 Aug 21
My wife and I are in the process of buying our first house. We contacted Adam on a recommendation and it was such a... fantastic experience. While we've had nothing but issues with other aspects of the purchase, Adam was efficient, explained things very well, and responded very quickly to questions and concerns. Should we need to remortgage in the future, we would not hesitate to contact Adam again.read more
connor williams
09:19 02 Aug 21
Terry helped me and my partner with purchasing our first home. He sat us down and talked us through all the potential... options and then went through our finances to discuss the best option. He was amazing throughout this process and I would highly recommend IMS for any body wether you sre looking for better rates on your mortgage or first time buyers. They are fantastic.read more
Paul Handley
09:25 30 Jul 21
Terry at IMS has been superb finding us the best products and helping us every step of the way through our complex... mortgage situation. We’ve found him very responsive, always positive and extremely professional. Very happy to recommend.read more
Controller luis
19:31 16 Jul 21
We have just "staircased" to 100% from a shared ownership property. We couldn't have done this without the help of... Terry from IMS'. Good communication, talked us through everything we needed to do, which made the process really easy. Always answered questions at anytime of the day/evening. Highly recommended A*** Graeme and Karenread more
Oliver Sanders
11:38 08 Jul 21
Terry at IMS is simply brilliant, made the process of buying our first house and then remortgaging down the line to... stay with the best deal a complete breeze. He put us at total ease during the usual bumps in the road and ensured we are sensibly covered for life's unexpected events afterwards. Would highly recommend, even if you don't think you need an advisor - IMS are professional, responsive and really friendly and personable!read more
maria jones
09:58 28 Jun 21
Terry Broom is a very professional mortgage advisor. Always there for me and willing to help if i had any questions to... ask. I would recommend him to anyone who would require a mortgage as he was very easy to get along with and talked it through step by step with me. Thankyou Terry.read more
Nick Cerrone
17:12 14 Jun 21
Fantastic mortgage company to deal with.Adam is a credit to the mortgage industry. He has been dealing with our... mortgage for the last 9 years. I couldn’t be happier with his correspondence and advice.read more
Richard Taylor
07:21 13 May 21
We have a long standing relationship with Terry at IMS who has primarily looked after our mortgage requirements but... also other insurance policies. Our experiences using IMS are nothing but positive and we have found Terry extremely flexible with strong communication.At times due to our circumstances Terry has arranged some challenging but very attractive mortgage products and always makes the process for us quite effortless. I can’t recommend using Terry’s services enough.read more
Jack Jackeroo
08:14 13 Apr 21
We have remortgaged with Terry a number of times and have been very pleased with the professional way he has dealt with... our mortgage. Excellent communication, a very good mortgage deal and smooth implementation. The whole process was flawless and we could not recommend Terry enough .read more
Lorna Phillips
10:32 29 Mar 21
Terry has been helping us with our mortgage for the last 18 months during which has been a very long and stressful... process of trying to buy a property. We are first time buyers and I honestly don’t know what we’d have done without Terrys help, we didn’t have a clue what we were doing and Terry took the time to sit down with us and discuss all our various options, answering lots of my silly questions and also providing help and support throughout the process. He’s very reliable and responds really quickly which I really appreciated and his friendly and personable manner made it easy and enjoyable to do business with him, I would recommend him in a second and look forward to dealing with him again when our mortgage is up for renewal 🙂 thanks again Terry!read more
EMMAandCOLIN BAKER
21:08 11 Mar 21
Nothing but praise for Terry at IMS. As with the other client reviews, we can attest to an honest, straightforward and... customer-focused experience. Second time around for us with IMS and again, we got mortgage and life assurance products that suits our needs, that are free from the sales bluster you'll meet online, and which we inherently trust. Highly recommended.read more
Matt Goodhall
17:19 09 Mar 21
This is the 3rd time I have used them , I got my 1st mortgage with them , then when I moved and again renewal of the... mortgage , every time was fast, efficient, and honest and fault thenread more
Ben Smallman
15:51 18 Feb 21
Terry is an amazing guy and delivers amazing professional standards across the board whilst delivering that personal... interest. He knows what he is doing and I cant fault him or his company to the commitment and detail to his clientsread more
Jax Mosley
15:16 18 Feb 21
Fabulous service again from Terry at IMS. He provided a fast and efficient service securing us the product that was... right for us with minimum hassle. We couldn’t recommend him more highly which is why we keep going back, this is the 6th mortgage he has arranged for us.read more
Jason Hock
18:04 12 Feb 21
IMS have been looking after my mortgage requirements for over 15 years and in that time have completed at least 20... mortgages for me including personal, buy-to-let and limited company buy-to-let mortgages. IMS are experts at what they do and make the mortgage process simple and straightforward. They always look for the best deal based on individual requirements rather than how much commission they earn from lenders. One example is that IMS told me the best deal was to stick with the existing lender for a remortgage even though it meant IMS earned no commission or fees at all. I commend this exceptional level of honesty. I highly recommend IMS for anyone looking for a mortgage..read more
Ryan Carter
19:49 10 Feb 21
Excellent service, Terry helped us get a great deal on our house purchase and made the process quick and simple for us.
FTC
11:54 11 Sep 19
I have known and dealt with IMS for a number of years and always find the advisers friendly and helpful. If you need a... mortgage or insurance policy then IMS can arrange it for you.read more
IMS – Insurance and Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA Registration number 300993
Registered in England & Wales, Registered No: 4496808 at Applegarth, The Reddings, Cheltenham, GL51 6RL
The guidance and advice contained within this website is subject to the regulatory regime and is therefore primarily targeted at consumers based in the UK
Your home may be repossessed if you do not keep up repayments on your mortgage