Income Protection

An Income Protection Policy is one of the most important insurances that you can consider, as without your income, your lifestyle could change dramatically. What would you do if you could not work due to disability or ill health? If you had a reduced income, how would you pay your bills? Could you survive on State Benefit alone?

An Income Protection Policy is designed to protect your income if you are unable to work as a result of disability or ill health. You can choose between plans that have a cover term of 1, 2 , 5 years or full income protection to retirement. Upon a successful claim the plan would pay out a monthly tax-free income after a specified deferment period, for your chosen term, helping you recover and return.

Get in Touch

Call us on 01242 771 771

Feel free to send us a message using our contact form below.

  • Colin Knowles

    The mortgage services offered by IMS are second to none. Terry has dealt with our new and remortgages for the past 20 years and each time he has given honest, trustworthy and excellent advice. He always acts with total integrity, communicates every step in the mortgage process and goes the extra mile to get the right mortgage. I can honestly say we would not have the home we do if it wasn’t for the help and guidance Terry and IMS have given us over the years and therefore have no hesitation in recommending them to anyone who needs a mortgage arranging. Thanks again Terry and look forward to the next remortgage!

  • Tabitha Waldron

    Spencer gave such great service during my most recent mortgage renewal. Really knows his stuff, friendly and professional. This is my second time using IMS and I wouldn’t ever go anywhere else. Would highly recommend

  • Charlotte Helme

    5/5 Service. Spencer was very helpful, knowledgeable and friendly throughout the whole process. I'm a first time buyer and had lots of questions, and Spencer was able to guide me through all the steps. I highly recommend. Thank you very much.

  • L Shakespear

    Terry is without a doubt a fantastic mortgage adviser. He is thorough, professional and highly knowledgeable, but also an absolute pleasure to deal with. We wouldn’t go to anyone else.

  • Alex Davis

    This was our first time buying a house and during the whole process Spencer has been extremely helpful and supportive, he has explained everything to us in terms we could understand while also being very flexible and planning meetings to times that suit us. Spencer has responded to any queries we may have had in a quick manner and he has helped us with every step of the process and we could not be happier with the service we have received from him. We would definitely recommend him to others going through the same process.

  • Gema Sierra

    I recently purchased my first house and had the pleasure of working with Terry from IMS (Insurance and Mortgage Services). I can confidently say that Terry's exceptional service exceeded my expectations. As a first-time homebuyer, I was overwhelmed and confused, but Terry's patience and expertise guided me through the process seamlessly. Terry was always available to answer my numerous questions and promptly responded to every email. His thorough explanations helped me understand the intricacies of insurance and mortgage matters. No matter how trivial my inquiries may have seemed, Terry treated each one with the utmost importance and ensured that I felt supported throughout the entire journey. Furthermore, Terry's advice proved invaluable. His extensive knowledge and attention to detail provided me with peace of mind, knowing that I was making informed decisions. He shared valuable insights and practical recommendations that saved me time, money, and unnecessary complications. Terry truly went above and beyond to make my life easier. Based on my exceptional experience, I wholeheartedly recommend Terry and IMS for anyone seeking insurance and mortgage services. Terry's professionalism, patience, and dedication to client satisfaction are unmatched. I am grateful for his support and will undoubtedly be utilizing his services again in the future. Thank you Terry

IMS - Insurance and Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority. FCA Registration number 300993

Registered Address Applegarth, The Reddings, Cheltenham, GL51 6RL

Registered in England & Wales No: 4496808

The guidance and advice contained within this website is subject to the regulatory regime and is therefore primarily targeted at consumers based in the UK

Your home may be repossessed if you do not keep up repayments on your mortgage


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